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  • Melanie
    Lockert

    Contributing writer

    Melanie Lockert is an L.A.-born and Brooklyn-based freelance writer with a decade of experience in personal finance. Melanie started the Dear Debt blog in 2013 and chronicled her journey out of $81,000 in student loan debt. She published a book of the same name in 2016. Her personal finance expertise has been featured on Fortune Recommends, CNN Underscored, Yahoo Finance and Business Insider, among other publications. She is also the host of the Mental Health and Wealth Show and cofounder of the Lola Retreat, a finance event for women.

  • Original Medicare vs. Medicare Advantage: Which should you choose for health coverage?
    Original Medicare vs. Medicare Advantage: Which should you choose for health coverage?AOL22 hours ago

    Original Medicare vs. Medicare Advantage: Which should you choose for health coverage?

    Both plans offer healthcare coverage but differ greatly when it comes to accessing care. Learn how they work and about benefits and drawbacks when comparing your coverage choic…

  • What not to do after losing a spouse or partner: A financial checklist
    What not to do after losing a spouse or partner: A financial checklist AOL20 days ago

    What not to do after losing a spouse or partner: A financial checklist

    Losing a partner is one of life's most painful experiences. As you process your grief, see 7 ways to maintain your financial well-being in the aftermath.

  • Projected COLA for 2025: July's update — and what it means for your retirement
    Projected COLA for 2025: July's update — and what it means for your retirementAOL3 days ago

    Projected COLA for 2025: July's update — and what it means for your retirement

    Learn about the Social Security COLA projection for 2025, including what it is, how it's calculated and what it means for your retirement.

  • What happens to your bank account after you die?
    What happens to your bank account after you die?AOL8 days ago

    What happens to your bank account after you die?

    Your bank account can leave a lasting legacy after you die. Here’s what happens for beneficiaries, joint account holders and no planning, with steps to avoid complications.

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  • 401(k) withdrawal rules: What to know before cashing out — and how to avoid penalties
    401(k) withdrawal rules: What to know before cashing out — and how to avoid penaltiesAOL27 days ago

    401(k) withdrawal rules: What to know before cashing out — and how to avoid penalties

    Learn the ins and outs of 401(k) withdrawals and potential penalties before making any moves with your retirement money.

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